Applying for a Loan

Finding a lender
Choosing a mortgage
Shopping interest rates
Loan application costs
Qualifying for a loan
The appraisal process

Can I be a homeowner?

Finding a Home

Making an Offer on a Home

Inspections

The closing process

Glossary

Finding a Lender

Home loans, sometimes called mortgages are available from a wide variety of sources, including mortgage brokers, banks, and other financial institutions. Your REALTOR® is likely to have information about who to work with to get a home loan in your area. Also, ask friends, relatives, and colleagues about where they got their loan when they bought their home.

There are online sources of information that may be helpful. Our list of Housing Opportunity Lenders who also are familiar with some of the housing assistance programs found on this website can help focus your search.

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